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Digital Finance and Fintech with AI Programme

Lead Digital Transformation in Finance with AI-Driven Strategies

  • Flexible online learning with live faculty masterclasses
  • Insights from senior SMU faculty and industry experts
  • Globally recognised Triple Crown Accreditation
  • Future-ready curriculum focused on AI and innovation
Work Experience

Unlock Your Potential

This new year, invest in a learning journey to upskill and gain a competitive edge.

Emeritus is collaborating with Singapore Management University to help you unlock transformative career growth. Enrol before Invalid liquid datausing this code:APAC150ALL8316 and get USD 150 programme fee benefit. Limited seats to success available. Claim yours now.

Singapore Management University Edge

Singapore Management University (SMU) is a leader in shaping the future of financial innovation. As one of the few institutions in Asia to hold the prestigious Triple Crown accreditation, SMU is renowned for its industry-aligned curriculum and world-class faculty. The university empowers professionals to lead financial transformation through a dynamic blend of strategy, technology, and analytics.

Its strong research foundation and practical focus make it the ideal destination for fintech upskilling for professionals. This programme delivers hands-on expertise in AI applications in finance, finance automation and AI training, culminating in a cutting-edge financial technology executive certificate that redefines leadership in digital finance.

Programme Overview

The financial world is evolving faster than ever—where algorithms, automation, and intelligence are redefining how value is created. As digital disruption reshapes global markets, professionals must move beyond traditional models to harness the power of technology. Across Asia, the demand for expertise in AI applications in finance is soaring, fueling a new era of opportunity for those ready to lead innovation in the fintech ecosystem.

Offered by Singapore Management University (SMU), home to the Triple Crown-accredited Lee Kong Chian School of Business, the Digital Finance and Fintech with AI Programme combines academic excellence with real-world insight. This AI-powered finance programme helps professionals upskill in fintech, leverage finance automation, and earn a prestigious, globally recognised financial technology certificate. Designed for forward-thinking professionals, it is your path to meaningful career transformation and leadership in the digital economy.

USD 16.8 trillion

Fintech transaction volume in Asia
Source: IBS Intelligence, Asia Fintech Market Report 2025

16.2% CAGR

Global fintech market growth rate projected through 2032
Source: Fortune Business Insights, McKinsey Global Fintech Report 2025

85%

of global financial institutions have implemented AI in key functions
Source:: World Economic Forum, Future of Global Fintech 2025

Why Fintech Upskilling Matters Now

  • Fast-Growing Fintech Market


    Singapore’s fintech talent pool is expanding rapidly, making now the ideal time to gain a recognised financial technology certificate.

  • Future-Ready Learning


    Build real-world expertise through AI applications in finance, blockchain, and automation tailored for the evolving financial ecosystem.

  • Distinguished Faculty Advantage


    Learn from renowned SMU experts through a world-class programme that bridges strategy and innovation.

  • Career-Boosting Outcomes


    Advance into high-growth roles with finance automation and AI training designed for tangible career acceleration.

  • Strategic Edge in Asia’s Fintech Hub


    Experience Singapore’s dynamic fintech ecosystem through an AI-powered finance programme built for real-world innovation and impact.

Learning Outcomes

Gain in-demand expertise with Singapore Management University to lead in a fast-evolving financial world.

Learning Outcomes Financial Landscape Icon 85x85 01

Describe the financial services sector, impact of digital disruption and the evolution of fintech.

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Discuss embedded payments, lending, and insurance within non-financial platforms.

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Demonstrate the functioning of digital payment systems, mobile banking, neobanking, and innovative lending models.

Learning Outcomes Risk Management Icon 85x85 04

Analyse the use of big data, predictive analytics, and credit analytics for risk management and fraud detection.

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Discuss how emerging technologies—such as blockchain, open banking, API connectivity, cloud computing, quantum computing, AI, and generative AI—can be integrated into financial services processes, along with essential cybersecurity considerations

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Design digital business models, formulate customer experience strategies, and develop approaches aligned with regulatory frameworks and fintech requirements.

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Evaluate ethical, regulatory, and responsible AI considerations in deploying AI & ML in financial services.

Learning Outcomes Sustainable Icon 85x85 08

Describe the ways financial institutions and FinTech innovations support sustainable finance through ESG principles, digital tools, and alignment with global sustainability frameworks.

Who Is This Programme For

The Digital Finance and Fintech with AI Programme by Singapore Management University is crafted for forward-looking finance and technology professionals aiming to lead AI-powered digital transformation in the financial ecosystem.

  • Mid-Career Professionals

Individuals looking to accelerate their careers by mastering digital and AI-led transformation within finance and related sectors.

  • Senior Professionals

Experienced finance leaders aiming to strategically harness AI, data, and fintech innovations to lead enterprise-wide transformation.

Why Choose This Programme?

This programme from Singapore Management University blends cutting-edge academics with real-world learning. Designed as a comprehensive AI-powered finance programme, it empowers participants to master innovation, automation, and digital transformation across the financial ecosystem.

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Flexible Learning, Global Insights

Enjoy self-paced online learning with pre-recorded modules on fintech, AI, and digital transformation—learn anytime, anywhere.

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Live Masterclasses with Faculty

Engage with SMU faculty in interactive live sessions exploring AI applications in finance and the latest fintech trends.

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Actionable, Hands-On Learning

Solve real-world challenges through practical exercises, case studies, and tools drawn from leading financial institutions.

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Capstone Project for Real-World Impact

Apply your skills in a two-week capstone project tackling contemporary digital finance or AI-driven business problems.

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Prestigious Certificate

Earn a recognised Certificate of Completion from SMU—one of Asia’s top, triple-accredited business schools.

Curriculum

The Digital Finance and Fintech with AI Programme by Singapore Management University equips professionals with future-ready skills in Generative AI in finance, machine learning for financial services, and blockchain. The curriculum also covers AI risk management, financial data analytics, RPA in finance, and quantum computing applications—preparing learners to lead in the era of intelligent, data-driven finance.

Case Studies

Gain practical insights into how global and regional leaders are redefining finance through AI adoption, blockchain innovation, and digital transformation. Explore real-world examples of fintech evolution and strategic innovation from across the world.

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The CEO of Kaspi.kz on Designing an Essential Superapp

This case captures Kaspi.kz’s remarkable evolution from a struggling Kazakhstani bank into one of the world’s most successful superapps. It offers practical insights into how customer-centric design, disciplined innovation, and relentless focus on value creation can redefine financial ecosystems

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Banco Popular Leverages IA to Handle Explosive New Revenue Growth

Banco Popular Dominicano transformed its operations using intelligent automation (IA) to manage rapid digital-service growth and regulatory compliance. By deploying SS&C Blue Prism digital workers, the bank updated 3 million accounts in just 22 days, boosting productivity by 700% and returning 1.1 million work hours to the business. The initiative enabled faster service delivery, freed over 100 employees for strategic work, and saved nearly USD 1 million—funds reinvested in innovation and customer experience.

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BPI VR Branch—CaixaBank's First Immersive Banking

BPI, the Portuguese subsidiary of CaixaBank, became the first bank in Portugal to open a fully immersive virtual reality (VR) branch—ushering banking into the metaverse era. Through the BPI VR Branch, customers can explore financial products, interact with advisors, and experience banking services using Meta’s Oculus headsets. This innovation, powered by Unity Technologies, reflects the bank’s commitment to blending AI, metaverse, and Web 3.0 technologies to enhance customer engagement, promote digital inclusion, and pioneer a new frontier in experiential finance.

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Bunq becomes the first AI-powered bank in Europe as it unveils its own GenAI platform

Amsterdam-based neobank bunq has redefined digital banking by launching Finn, its proprietary Generative AI (GenAI)platform that transforms user interactions into intelligent, conversational experiences. Leveraging powerful LLMs, Finn enables users to analyse spending, manage budgets, and navigate banking seamlessly through natural language. This innovation places bunq alongside global AI pioneers such as Google and Amazon, reinforcing its mission to create a truly user-centric, data-driven banking experience. With 11 million users and €7 billion in deposits, bunq’s GenAI-driven approach marks a new era of personalised, intuitive, and scalable financial services.

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Grab: Building a Leading 020 Technology Company in SouthEast Asia

Grab evolved from a simple ride-hailing app into Southeast Asia’s leading superapp by leveraging technology, data, and platform thinking. Its hyperlocal strategy and ecosystem partnerships enabled rapid expansion across mobility, food, and finance. It is a powerful example of how digital platforms disrupt traditional industries and create scalable, inclusive growth.

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DBS's AI Journey

DBS transformed from being seen as “Damn Bloody Slow” into the “World’s Best Digital Bank” by embedding AI and data at its core. Through frameworks like P-U-R-E and platforms such as ADA and ALAN, it redefined responsible, personalised, and seamless customer engagement. It is a model for how customer-centric innovation and ethical AI can drive trust, efficiency, and enduring competitive advantage.

Faculty

Learn from a distinguished team of academics and industry experts shaping the future of digital finance, fintech innovation, and AI in financial services.

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Dr Shantanu Bhattacharya

Professor of Operations Management Singapore Management University

Dr Shantanu Bhattacharya is a professor of operations management at Lee Kong Chian School of Business, Singapore Management University. He also served as an associate professo...

SMU-DFAI Faculty Professor Joanna TEO 130x130
Joanna Teo

Founder, Attribute Data MITB (Financial Technology & Analytics), SMU

Professor Joanna Teo is the founder of Attribute Data, a data intelligence consultancy,where she leads client engagements, guides a team of data specialists, and delivers inno...

SMU-DFAI - Faculty Patrick Thig
Patrick Thig

Principal Lecturer, Information Systems Director of Fintech and Analytics, MITB Singapore Management University

Dr Patrick Thig is the director of the Masters of IT in Business (MITB) Financial Technology and Analytics Program at the Singapore Management University. In the same universi...

SMU-DFAI Faculty Dr Arul Obuchettiar Krishnaraj 130x130
Dr Arul Obuchettiar Krishnaraj

Senior Instructor, MITB Singapore Management University

Dr Arul is a senior instructor of the Masters of IT in Business (MITB) Financial Technology and Analytics programme at SMU. He holds a doctorate in Business Administration fro...

SMU-DFAI Faculty Professor Viren Mantri 130x130
Professor Viren Mantri

Associate Faculty, Singapore Management University, Executive Development Division

Mr. Viren presently runs a Technology, Cyber, and Risk Advisory firm, equipped with about 30 years of experience in leading global and diverse teams at SC Ventures, Standard C...

SMU-DFAI Faculty Nydia Remolina Leon 130x130
Nydia Remolina Leon

Assistant Professor of Law Singapore Management University

Aside from being an assistant pofessor of law at the Singapore Management University, Prof Nydia Remolina Leon is also the head of industry relations at the Centre for AI and ...

SMU-DFAI Faculty Dr Markus Karner 130x130
Dr Markus Karner

Academic Director Executive Development, Singapore Management University

Dr Markus Karner has been teaching undergraduates and MBA candidates at Singapore
Management Univerity since 2005. He teaches interdisciplinary courses that combine
complexity...

SMU-DFAI Faculty Dr Paul Robert Griffin 130x130
Dr Paul Robert Griffin

Associate Professor of Information Systems (Practice) Singapore Management University

As an associate professor of information systems (practice) at the Singapore Management University, Dr Paul Robert Griffin has taught courses in financial services, banking pr...

SMU-DFAI Faculty Hao Liang 130x130
Liang Hao

Associate Professor of Finance Lee Kong Chian School of Business

Prof. Hao Liang is an Associate Professor of Finance at the Lee Kong Chian School of Business, Singapore Management University, where he holds the Ho Bee Professorship in Sust...

Emeritus Career Services

Stepping into a business leadership career requires a variety of job-ready skills. Below given services are provided by Emeritus, our learning collaborator for this program. The primary goal is to give you the skills needed to succeed in your career; however, job placement is not guaranteed.

Emeritus provides the following career preparation services:

  • Resume building videos

  • Interview preparation videos

  • Linkedln profile building videos

  • Glossary of resume templates

Please note:

SMU or Emeritus do not promise or guarantee a job or progression in your current job. Career Services is only offered as a service that empowers you to manage your career proactively. The Career Services mentioned here are offered by Emeritus. SMU is not involved in any way and makes no commitments regarding the Career Services mentioned here

Programme Completion Certificate

Programme Completion Certificate

Upon successful completion of the programme, participants will be awarded a verified digital certificate by Singapore Management University.

Early registrations are encouraged. Seats fill up quickly!

Flexible payment options available.

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