Digital Finance and Fintech with AI Programme
Lead Digital Transformation in Finance with AI-Driven Strategies
- Flexible online learning with live faculty masterclasses
- Insights from senior SMU faculty and industry experts
- Globally recognised Triple Crown Accreditation
- Future-ready curriculum focused on AI and innovation
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Singapore Management University Edge
Singapore Management University (SMU) is a leader in shaping the future of financial innovation. As one of the few institutions in Asia to hold the prestigious Triple Crown accreditation, SMU is renowned for its industry-aligned curriculum and world-class faculty. The university empowers professionals to lead financial transformation through a dynamic blend of strategy, technology, and analytics.
Its strong research foundation and practical focus make it the ideal destination for fintech upskilling for professionals. This programme delivers hands-on expertise in AI applications in finance, finance automation and AI training, culminating in a cutting-edge financial technology executive certificate that redefines leadership in digital finance.
Programme Overview
The financial world is evolving faster than ever—where algorithms, automation, and intelligence are redefining how value is created. As digital disruption reshapes global markets, professionals must move beyond traditional models to harness the power of technology. Across Asia, the demand for expertise in AI applications in finance is soaring, fueling a new era of opportunity for those ready to lead innovation in the fintech ecosystem.
Offered by Singapore Management University (SMU), home to the Triple Crown-accredited Lee Kong Chian School of Business, the Digital Finance and Fintech with AI Programme combines academic excellence with real-world insight. This AI-powered finance programme helps professionals upskill in fintech, leverage finance automation, and earn a prestigious, globally recognised financial technology certificate. Designed for forward-thinking professionals, it is your path to meaningful career transformation and leadership in the digital economy.
USD 16.8 trillion
16.2% CAGR
85%
Why Fintech Upskilling Matters Now
Fast-Growing Fintech Market
Singapore’s fintech talent pool is expanding rapidly, making now the ideal time to gain a recognised financial technology certificate.
Future-Ready Learning
Build real-world expertise through AI applications in finance, blockchain, and automation tailored for the evolving financial ecosystem.
Distinguished Faculty Advantage
Learn from renowned SMU experts through a world-class programme that bridges strategy and innovation.
Career-Boosting Outcomes
Advance into high-growth roles with finance automation and AI training designed for tangible career acceleration.
Strategic Edge in Asia’s Fintech Hub
Experience Singapore’s dynamic fintech ecosystem through an AI-powered finance programme built for real-world innovation and impact.
Learning Outcomes
Gain in-demand expertise with Singapore Management University to lead in a fast-evolving financial world.
Describe the financial services sector, impact of digital disruption and the evolution of fintech.
Discuss embedded payments, lending, and insurance within non-financial platforms.
Demonstrate the functioning of digital payment systems, mobile banking, neobanking, and innovative lending models.
Analyse the use of big data, predictive analytics, and credit analytics for risk management and fraud detection.
Discuss how emerging technologies—such as blockchain, open banking, API connectivity, cloud computing, quantum computing, AI, and generative AI—can be integrated into financial services processes, along with essential cybersecurity considerations
Design digital business models, formulate customer experience strategies, and develop approaches aligned with regulatory frameworks and fintech requirements.
Evaluate ethical, regulatory, and responsible AI considerations in deploying AI & ML in financial services.
Describe the ways financial institutions and FinTech innovations support sustainable finance through ESG principles, digital tools, and alignment with global sustainability frameworks.
Who Is This Programme For
The Digital Finance and Fintech with AI Programme by Singapore Management University is crafted for forward-looking finance and technology professionals aiming to lead AI-powered digital transformation in the financial ecosystem.
Mid-Career Professionals
Individuals looking to accelerate their careers by mastering digital and AI-led transformation within finance and related sectors.
Senior Professionals
Experienced finance leaders aiming to strategically harness AI, data, and fintech innovations to lead enterprise-wide transformation.
Why Choose This Programme?
This programme from Singapore Management University blends cutting-edge academics with real-world learning. Designed as a comprehensive AI-powered finance programme, it empowers participants to master innovation, automation, and digital transformation across the financial ecosystem.
Enjoy self-paced online learning with pre-recorded modules on fintech, AI, and digital transformation—learn anytime, anywhere.
Engage with SMU faculty in interactive live sessions exploring AI applications in finance and the latest fintech trends.
Solve real-world challenges through practical exercises, case studies, and tools drawn from leading financial institutions.
Apply your skills in a two-week capstone project tackling contemporary digital finance or AI-driven business problems.
Earn a recognised Certificate of Completion from SMU—one of Asia’s top, triple-accredited business schools.
Curriculum
The Digital Finance and Fintech with AI Programme by Singapore Management University equips professionals with future-ready skills in Generative AI in finance, machine learning for financial services, and blockchain. The curriculum also covers AI risk management, financial data analytics, RPA in finance, and quantum computing applications—preparing learners to lead in the era of intelligent, data-driven finance.
Financial Services Sector
Impact of Digital Disruption
Evolution of Fintech
Action Plan for Legacy FIs
Prognosis for the Future
Foundations and Value Chain Framework
Embedded Payments (Singapore Focus)
Embedded Lending & BNPL
Embedded Insurance & Wealth
Strategic Implementation (Fireside Chat)
Risks, Regulation, and Future Trends
Payment Systems Architecture
Mobile Banking and Digital Wallets
Neobanking (UOB TMRW focus)
BNPL Ecosystem (Atome Case)
Alternative Lending—P2P & Crowdfunding (Funding Societies)
Ecosystem Mapping for Business Adoption
Data Analysis - Big Data, Application in Finance
Descriptive Analysis
Predictive Analysis
Credit Analytics
Analytics in Risk Management and Fraud Detections
Data Security and Privacy
Strategic Overview of AI & ML in Financial Services
AI & ML Evolution in Financial Services
Harnessing AI & ML for Strategic Advantage in Banking
Global Trends and Adoption Rates
AI-Driven Fraud Detection and Prevention
Intelligent Credit & Risk Decisions with AI & ML
Enhancing Customer Experience Through AI-Powered Automation
AI-Enabled Market Insights
Developing an AI Strategy
Building AI Capabilities:
Ethical Considerations
AI Applications in InsureTech and WealthTech
Regulatory Compliance
Strategic Overview: RPA, AI Agents & Agentic AI
Emerging Trends & Strategic Opportunities
Business-Centric RPA Implementation
Shared Finance Services That Can Benefit from RPA
Pre-requisites and Factors for Consideration and the Various Tools Needed for AI and Robotics Services
Industry Use Cases & Impact
Introduction to Generative AI
Architecture & Prompt Engineering
Generative AI in the Financial Services Ecosystem
Harnessing Gen AI for Strategic Advantage in Banking & Finance
Privacy-preserving, low-latency on-device GenAI
Strategic Impact of GenAI on Banking & FinTech
Designing Strategic AI Solutions for Competitive Advantage
Implementation Strategies & FinTech
Governance, Verification & ESG
Use Cases
Blockchain and Its Key Concepts
Introduction to Distributed Ledgers and Blockchains
Cryptocurrencies and Tokenisation
Central Bank Digital Currencies (CBDCs) and Stablecoins
Centralisation vs. Decentralisation
Digital Assets – Payments and Remittances
Tokenisation of Financial and Real-World Assets
Real Estate Provenance and Supply Chain Automation
Institutional and Retail Crypto Custody and Trading
Strategic Implications, Risk, and Governance Challenges
API Economy and Supply Chains
Hybrid Clouds and Social Networks
Cyber Implications of a Connected World
Cyber Readiness for Digital Currencies
Cyber Readiness for Quantum
Overview
The State of Disruption
How do Networks Work?
The Digital Economy
Scaling in Networks
Platforms
Leveraging the Platform
What Has ‘Silicon Valley’ Done for Us?
Technologies and What They Mean
From Machine Learning to AI
Summary
Overview
Understanding the Disruption in CX
Introduction to Design Thinking
Strategy and Tactics to Compete and Win in Financial Services
Storytelling and Customer Journey
Design Thinking in Services and Customer Experience
Empathising with Ethnography
Defining by (Re)framing
From Insights to Solutions: Selling Your Proposition
Value Propositions from the Banking Example
Consumer Demand of FinTechs
Summary
Regulatory Bodies: Overview, Objective and Actions
Regulatory Compliance and Legal Frameworks in Fintech
Regulatory Strategies to Promote Innovation: the Regulatory Sandbox, Innovation Offices, Accelerators
Key Events in Fintech : Global, APAC
RegTech: Overview and use Cases
Overview
Introduction to Green Finance
FinTech for Sustainability
ESG Integration in Financial Services
Government and Industry Initiatives
International Collaborations and Frameworks
Future Trends in Green Finance
Quantum as a Natural Evolution of AI in Finance
Benefits of Quantum Computing
Practical Use Cases with AI Context
Bridge to FinTech and Digital Transformation
From AI to Quantum Readiness
Case Studies
Gain practical insights into how global and regional leaders are redefining finance through AI adoption, blockchain innovation, and digital transformation. Explore real-world examples of fintech evolution and strategic innovation from across the world.
The CEO of Kaspi.kz on Designing an Essential Superapp
This case captures Kaspi.kz’s remarkable evolution from a struggling Kazakhstani bank into one of the world’s most successful superapps. It offers practical insights into how customer-centric design, disciplined innovation, and relentless focus on value creation can redefine financial ecosystems
Banco Popular Leverages IA to Handle Explosive New Revenue Growth
Banco Popular Dominicano transformed its operations using intelligent automation (IA) to manage rapid digital-service growth and regulatory compliance. By deploying SS&C Blue Prism digital workers, the bank updated 3 million accounts in just 22 days, boosting productivity by 700% and returning 1.1 million work hours to the business. The initiative enabled faster service delivery, freed over 100 employees for strategic work, and saved nearly USD 1 million—funds reinvested in innovation and customer experience.
BPI VR Branch—CaixaBank's First Immersive Banking
BPI, the Portuguese subsidiary of CaixaBank, became the first bank in Portugal to open a fully immersive virtual reality (VR) branch—ushering banking into the metaverse era. Through the BPI VR Branch, customers can explore financial products, interact with advisors, and experience banking services using Meta’s Oculus headsets. This innovation, powered by Unity Technologies, reflects the bank’s commitment to blending AI, metaverse, and Web 3.0 technologies to enhance customer engagement, promote digital inclusion, and pioneer a new frontier in experiential finance.
Bunq becomes the first AI-powered bank in Europe as it unveils its own GenAI platform
Amsterdam-based neobank bunq has redefined digital banking by launching Finn, its proprietary Generative AI (GenAI)platform that transforms user interactions into intelligent, conversational experiences. Leveraging powerful LLMs, Finn enables users to analyse spending, manage budgets, and navigate banking seamlessly through natural language. This innovation places bunq alongside global AI pioneers such as Google and Amazon, reinforcing its mission to create a truly user-centric, data-driven banking experience. With 11 million users and €7 billion in deposits, bunq’s GenAI-driven approach marks a new era of personalised, intuitive, and scalable financial services.
Grab: Building a Leading 020 Technology Company in SouthEast Asia
Grab evolved from a simple ride-hailing app into Southeast Asia’s leading superapp by leveraging technology, data, and platform thinking. Its hyperlocal strategy and ecosystem partnerships enabled rapid expansion across mobility, food, and finance. It is a powerful example of how digital platforms disrupt traditional industries and create scalable, inclusive growth.
DBS's AI Journey
DBS transformed from being seen as “Damn Bloody Slow” into the “World’s Best Digital Bank” by embedding AI and data at its core. Through frameworks like P-U-R-E and platforms such as ADA and ALAN, it redefined responsible, personalised, and seamless customer engagement. It is a model for how customer-centric innovation and ethical AI can drive trust, efficiency, and enduring competitive advantage.
Faculty
Learn from a distinguished team of academics and industry experts shaping the future of digital finance, fintech innovation, and AI in financial services.
Professor of Operations Management Singapore Management University
Dr Shantanu Bhattacharya is a professor of operations management at Lee Kong Chian School of Business, Singapore Management University. He also served as an associate professo...
Founder, Attribute Data MITB (Financial Technology & Analytics), SMU
Professor Joanna Teo is the founder of Attribute Data, a data intelligence consultancy,where she leads client engagements, guides a team of data specialists, and delivers inno...
Principal Lecturer, Information Systems Director of Fintech and Analytics, MITB Singapore Management University
Dr Patrick Thig is the director of the Masters of IT in Business (MITB) Financial Technology and Analytics Program at the Singapore Management University. In the same universi...
Senior Instructor, MITB Singapore Management University
Dr Arul is a senior instructor of the Masters of IT in Business (MITB) Financial Technology and Analytics programme at SMU. He holds a doctorate in Business Administration fro...
Associate Faculty, Singapore Management University, Executive Development Division
Viren leads a Technology, Cyber, and Risk Advisory firm, drawing on 30 years of experience leading diverse and cross-functional teams at Standard Chartered Bank, SC Ventures, ...
Assistant Professor of Law Singapore Management University
Aside from being an assistant pofessor of law at the Singapore Management University, Prof Nydia Remolina Leon is also the head of industry relations at the Centre for AI and ...
Academic Director Executive Development, Singapore Management University
Dr Markus Karner has been teaching undergraduates and MBA candidates at Singapore
Management Univerity since 2005. He teaches interdisciplinary courses that combine
complexity...
Associate Professor of Information Systems (Practice) Singapore Management University
As an associate professor of information systems (practice) at the Singapore Management University, Dr Paul Robert Griffin has taught courses in financial services, banking pr...
Associate Professor of Finance Lee Kong Chian School of Business
Prof. Hao Liang is an Associate Professor of Finance at the Lee Kong Chian School of Business, Singapore Management University, where he holds the Ho Bee Professorship in Sust...
Emeritus Career Services
Stepping into a business leadership career requires a variety of job-ready skills. Below given services are provided by Emeritus, our learning collaborator for this program. The primary goal is to give you the skills needed to succeed in your career; however, job placement is not guaranteed.
Emeritus provides the following career preparation services:
Resume building videos
Interview preparation videos
Linkedln profile building videos
Glossary of resume templates
Please note:
SMU or Emeritus do not promise or guarantee a job or progression in your current job. Career Services is only offered as a service that empowers you to manage your career proactively. The Career Services mentioned here are offered by Emeritus. SMU is not involved in any way and makes no commitments regarding the Career Services mentioned here
Programme Completion Certificate
Upon successful completion of the programme, participants will be awarded a verified digital certificate by Singapore Management University.
Early registrations are encouraged. Seats fill up quickly!
Flexible payment options available.
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